Primary Service Line

The right experts. Better field evidence. Reports built for decisions.

Theo Claims coordinates experienced consultants, inspectors, estimators, engineers, and specialty professionals for property assignments—then organizes the findings into clear, defensible work product.

Expert & Field Services

Technical support that starts with the assignment—not a generic checklist.

Each engagement is scoped around the client’s question, the property, the available records, and the decision the report needs to support. Services can stand alone or work together as one coordinated assignment.

Expert & Consultant Coordination

Building consultants, engineers, estimators, cause-and-origin specialists, mitigation consultants, and other technical professionals.

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Field Inspections & Reports

Initial inspections, damage or condition assessments, contractor meetings, repair-progress reviews, reinspections, photo documentation, and field reporting.

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Estimate & Construction Review

Scope, quantity, pricing, repair method, Xactimate, contractor estimate, mitigation invoice, supplement, and construction document analysis.

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Large Loss & CAT Support

Rapid resource coordination, complex-building support, high-volume status reporting, expert deployment, and surge capacity.

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Reports & Deliverables

Field summaries, technical findings, issue matrices, annotated photo records, estimate review memos, chronologies, and final documentation packages.

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Pre-Policy & Pre-Loss Inspections

Structured property condition intelligence for underwriting, renewals, acquisitions, lender review, portfolio risk, capital planning, and proof-of-condition needs.

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Connected Operations

Expert work can plug directly into the Theo TPA Platform.

For claim programs, Theo connects assignment intake, smart routing, field activity, expert status, diary control, document intelligence, QA, client reporting, and analytics in one AI-enabled operating model.

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Field to FileStructured evidence and reports linked to the assignment

AI to ActionDocument extraction, exception detection, and next-action visibility

People in ControlHuman review, professional judgment, and clear authority boundaries

Work Product Standards

Facts, support, open items, and next actions.

Scope Discipline

Every assignment begins with a clear question, available information, required deliverables, client instructions, and authority boundaries.

Evidence Control

Observations, photos, measurements, estimates, source documents, assumptions, limitations, and missing access are organized and traceable.

Quality Review

Work product is reviewed for consistency, support, material gaps, severe findings, attachments, and actionable next steps before delivery.

What needs to be inspected, evaluated, or reported?

Submit the property, assignment question, available documents, timing, and requested deliverable. Theo will coordinate the right service path.

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