Built for insurance. Available wherever building facts matter.
Theo’s claim consulting, TPA platform, and pre-policy inspection services are designed for carrier-facing work. The same field discipline and reporting structure can also support owners, lenders, managers, investors, and counsel who need independent property intelligence.
Insurance & Claim Programs
| Audience | How Theo Supports the Work |
|---|---|
| Insurance carriers | Expert consulting, field inspections, estimate review, large loss support, pre-policy intelligence, decision-ready reporting, and TPA claim operations. |
| TPAs, MGAs & program administrators | Program onboarding, AI-assisted intake, assignment routing, diary and SLA control, expert coordination, QA, status reporting, and portfolio analytics. |
| Underwriters & risk teams | Field-verified pre-policy and renewal reports, condition findings, risk observations, required-repair documentation, and claim-ready baselines. |
| Coverage counsel & legal teams | Expert coordination, inspections, chronologies, technical and estimate review, source documentation, and organized factual support. |
| Large loss & CAT teams | Rapid field and expert deployment, high-exposure reporting, estimate review, issue tracking, and scalable operational visibility. |
Property & Capital Stakeholders
| Audience | How Theo Supports the Decision |
|---|---|
| Owners, asset managers & property managers | Condition intelligence, repair documentation, capital planning inputs, portfolio reviews, vendor oversight, and proof-of-repair inspections. |
| Lenders & financial stakeholders | Independent field evidence for collateral review, property condition questions, construction progress, and risk documentation. |
| Investors, buyers & transaction teams | Acquisition and disposition due diligence, deferred-maintenance observations, building records review, and priority issue reporting. |
| Developers, contractors & construction teams | Existing-condition documentation, repair-scope and estimate review, progress verification, issue tracking, and technical coordination. |
| Counsel, mediators & dispute teams | Factual inspection records, expert support, estimate analysis, chronology development, and organized evidence packages. |
Theo provides technical, operational, and documentation support. Policy interpretation, legal advice, underwriting decisions, claim acceptance or denial, payment authority, and regulated professional opinions remain with the appropriately authorized parties.